Introduction
Credit card numbers adhere to strict structural rules that combine issuer identifiers, random digits, and a checksum digit. Understanding this pattern lets you create realistic test data that passes validation filters without risking real account exposure. The generator replicates these rules to deliver instantly usable mock numbers for functional testing in payment flows.
You control every significant aspect of generation through a clear interface. Choose a card brand, set quantity limits, or provide a custom Bank Identification Number to match specific issuer ranges. Behind the scenes, each value goes through the Mod-10 checksum so downstream systems treat it as credible, enabling friction-free QA and automated regression scripting.
This tool suits testers, educators, and developers who need bulk placeholder payment data within seconds. You can integrate outputs into manual form filling, unit tests, or CI pipelines without further parsing for rapid environment seeding. Use generated numbers for non-production purposes only; attempting real transactions will fail and may trigger fraud monitoring.
Technical Details:
The generator operates entirely in the browser, combining typed inputs, adaptive validation routines, and a reactive interface to display results in real time. Clipboard interactions use the secure asynchronous API, while CSV exports leverage object URLs for instant download. No network requests occur, ensuring privacy and zero dependency on external services.
Client-side checksum engine
Runs the Mod-10 algorithm locally to generate or verify the final digit, guaranteeing each number passes standard credit card validation checks.
Reactive interface
Updates output instantly when you tweak quantity, card type, or BIN, preventing redundant clicks and shortening feedback loops during exploratory testing.
CSV export
Creates a downloadable comma-separated file with header labels for smooth import into spreadsheets, dashboards, or automated pipelines that expect flat text datasets.
JSON view
Formats history as indented JSON wrapped in syntax highlighting so you can copy structured data directly into fixtures, mocks, or API payload simulations.
Clipboard utilities
One-click buttons write either a single value or the full batch to your clipboard, with success feedback and graceful fallback support for legacy browsers.
Custom BIN override
Enter a partial issuer identifier to align generated numbers with region-specific acquirers, allowing deeper coverage for edge cases in gateway or routing logic.
Calculations & Scoring:
This generator builds each number by applying the Luhn checksum algorithm to ensure compliance with industry validation rules.
Formula
check = (10 − (Σ alternating doubled digits) mod 10) mod 10
Example
Visa BIN 456975
plus body 1234567
forms 4569751234567
. The algorithm returns 8
as the checksum, producing the final number 4569 7512 3456 78
.
Data Privacy: All computations happen locally in your browser; nothing is sent to any server.
Step-by-Step Guide:
Follow these clear steps to create mock numbers for your test environment.
- Select a card brand from the Card Type list.
- Enter the desired Quantity between 1 and 100.
- (Optional) Expand Advanced and set a custom BIN/IIN.
- Click Generate to populate the results area.
- Use Copy All or Export CSV to extract data.
- Switch between List and JSON tabs to view the preferred format.
FAQ:
Find quick answers to common questions about configuration, limits, and privacy.
Are the numbers real?
No. Every value is synthetically generated for testing; they will fail live authorization.
Why do I need a custom BIN?
Setting a Bank Identification Number lets you tailor numbers to specific issuer ranges for deeper QA coverage.
Is my data stored?
Nothing leaves your device. Generation occurs in-browser; clipboard actions use secure local APIs.
Can I create more than 100 numbers?
The quantity field is capped at 100 per batch to protect performance. Run multiple batches if needed.
How is the checksum calculated?
The tool applies the standard Luhn formula, doubling alternating digits and adjusting sums to obtain a valid check digit.
Troubleshooting:
If something does not work as planned, use these pointers.
- Generate button unresponsive: Ensure Quantity is between 1 and 100 and all fields contain numeric input.
- Copy actions fail: Page must be served over HTTPS to access secure clipboard APIs.
- CSV download stalls: Check that your browser allows file downloads for this site.
- Custom BIN ignored: Verify it includes only digits and is shorter than the full length minus one.
- JSON tab empty: Click Generate after changing any option to refresh the dataset.
Advanced Tips:
Boost your testing workflow with these expert techniques.
- Combine generated numbers with expiry dates and CVV stubs to populate full payment forms.
- Store batch outputs in an environment variable to script automated test suites.
- Rotate custom BINs to simulate multiple issuing banks in a single regression pass.
- Use the JSON format for instant seeding of mocking libraries during CI builds.
- Leverage browser profiles to isolate clipboard access between staging and production domains.
Glossary:
Key terms help you navigate payment testing jargon.
- BIN / IIN
- First six to eight digits identifying the issuing bank.
- Checksum
- Digit ensuring the number passes the Luhn validation.
- Luhn Algorithm
- Mod-10 formula detecting single-digit errors in numeric strings.
- Mock Data
- Synthetic information used for testing code paths without real accounts.
- Quantity Cap
- Upper limit imposed to protect browser memory and performance.